Checking

Really Free ABC Checking Account

FREE ATM/MasterMoney Debit Card
FREE Telephone Banking & Transfers
FREE Check Safekeeping
FREE Direct Deposit
FREE Internet Banking and Billpay
Unlimited Check Writing
Minimum Opening Deposit - $25.00
FDIC Insured
No Fee Automatic Bill Payment
No Monthly Service Charge
No Minimum Balance Requirements

Senior Checking Account

FREE ATM/MasterMoney Debit Card
FREE Telephone Banking & Transfers
FREE Check Safekeeping
FREE Direct Deposit
FREE Checks for Seniors
FREE Internet Banking and Billpay
FDIC Insured
No Fee Automatic Bill Payment
Minimum Opening Deposit - $50.00
Maintain Minimum Balance of $300 to Waive Monthly Service Charge
No Service Charge to Seniors

NOW Account

FREE ATM/MasterMoney Debit Card
FREE Telephone Banking & Transfers
FREE Check Safekeeping
FREE Direct Deposit
FREE Internet Banking and Billpay
Earns Interest*
FDIC Insured
No Fee Automatic Bill Payment
Minimum Opening Deposit - $500.00
Maintain Minimum Balance of $500 to Waive Monthly Service Charge
Monthly Service Charges Apply

CAP (Community Advantage Plus) Account

FREE ATM/MasterMoney Debit Card
FREE Telephone Banking & Transfers
FREE Check Safekeeping
FREE Direct Deposit
FREE Internet Banking and Billpay
FREE First Order Graystone Checks
FREE $10,000 AD&D Insurance
FDIC Insured
Unlimited Check Writing
No Fee Automatic Bill Payment
Minimum Opening Deposit - $50.00
Monthly Service Charges Apply

IMMF – Money Market Account

Minimum Balance to Avoid Service Charge - $1,000.00
Market Based Variable Interest Rates*
FREE Telephone Transfers
FREE Direct Deposit
FREE Check Safekeeping
FDIC Insured
Limit Six (6) Withdrawals Per Statement Cycle**
Unlimited In-Person Withdrawals

*Interest Rates established periodically by Kalamazoo County State Bank
**Federal law permits only six withdrawals per statement period to another account or to third parties by check, draft, preauthorized, automatic, telephone or online transfer, or ATM card. If you exceed six withdrawals per statement period, we may not allow the seventh and your account may be charged an Excess Transaction Fee.