“Kalamazoo County State Bank completes 98th
year as a locally owned Community Bank”  

SCHOOLCRAFT – Kalamazoo County State Bank began its existence in 1908 in Schoolcraft Michigan .  However not many people know that the original bank existed long before this date. On January 23, 1871 , The National Bank of Schoolcraft was formed by M.R. Cobb and E.B. Dyckman and continued until March 23, 1893 when it became Kalamazoo County Bank.  

On October 8th, 1908 the bank changed its charter and became Kalamazoo County State Bank, and retains that status today. It survived the depression of 1933, and remains a staunchly independent community bank today.  

“Even though the bank is steeped in history, with the sweeping changes of GLB, the bank has looked to the future in expanding it’s product lines to include insurance, and our five year old Investment Centers of America office located in our bank, with a fully licensed investment advisor on staff.  We have a strong presence in the communities that we serve, which in addition to Schoolcraft, include full service branches in Mattawan and Vicksburg .” States Jim MacPhee the banks CEO.  

Jim also points proudly to the longevity of the staff, or “team” as he likes to refer to them. With the average officer being employed there for over 21 years, and the average staff person being employed there for over 10 years.  “Some banks look to downsize their staff and replace them with new people to reduce wages, we think that a trained and seasoned staff is a huge asset in what we still believe strongly is a “people business” states Rick Phillips, the banks AVP and Human Resources Officer.  Identifying people by their first name and having the ability to make them feel at home is a key asset in retaining our customers, and we know our staff is a big part of that process.  

The bank's President Jim Goes, and Linda Kaminski, the banks VP in charge of operations, have been instrumental in bringing new technology into the bank in the form of a new network, and their recently installed, new computer system.  “Our bank succeeds when the nerve center functions properly, and that means staying up with the technology curve” says Jim.  “We think we can continue to compete, and be the kind of bank that people enjoy doing business with by staying abreast of current trends in an ever changing environment”.  

The concept of “team” was tested this past 4th of July, when the bank celebrated by preparing a huge float for the parade down main street.  The banks staff spent hours decorating the float which almost became true to the meaning of the word “float” when a huge thunder storm came through town, right as the parade was to begin.  “It was essentially destroyed by the wind and rain that swept through town said Linda Kaminski, “we were all pretty disappointed, but our staff loves a challenge, and we’ll be back again next year bigger and better!”  

The bank also serves the communities that it is in through several internal fundraisers that generate money for needy families through their Friday casual dress fund, toys for tots, and toys for South County Community Services at Christmas.  In addition, a number of the staff are involved in numerous fundraisers all year long.  “We raised several thousand dollars this year though our various fund raising activities” says Pam Shaffer the banks AVP, Mortgage and Compliance Officer.  “We are very proud of our record in serving the communities we are in”   

The banks motto is “Local, Reliable, Friendly”, if the past 98 years are any example, they say what they mean, and mean what they say, and we would expect them to be around for another 100 years.

At Kalamazoo County State Bank, your business is very important to us and we do our best to meet your changing banking needs. If at any time we can help you further, please contact us.

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