Auto

Kalamazoo County State Bank provides loans for automobiles, vans, and light duty (non-commercial) trucks.

Rates are determined by the year of the vehicle and the applicant's credit quality.

Down payments on purchase money loans will vary depending on the purpose, collateral, loan term and creditworthiness of the borrower.  The percentage of down payment will generally be calculated on the purchase price and not on the amount financed.

Customers electing payroll deductions, CAP account members, or customers electing automatic payments debited from a KCSB checking or savings account will qualify for a .25% rate reduction.

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Boat

Kalamazoo County State Bank provides loans for boats and personal watercraft.

Rates are determined by the term requested and the applicant's credit quality.

Down payments on purchase money loans will vary depending on the purpose, collateral, loan term and creditworthiness of the borrower.  The percentage of down payment will generally be calculated on the purchase price and not on the amount financed.

Customers electing payroll deductions, CAP account members, or customers electing automatic payments debited from a KCSB checking or savings account will qualify for a .25% rate reduction.

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Secured

Personal purpose secured loans are available from Kalamazoo County State Bank.

Rates and terms are determined based on the requested amount and term as well as the applicant's credit quality.

Customers electing payroll deductions, CAP account members, or customers electing automatic payments debited from a KCSB checking or savings account will qualify for a .25% rate reduction.

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Signature (Unsecured)

Unsecured personal purpose loans are available from Kalamazoo County State Bank.

Rates and terms are determined based on the requested amount and term as well as the applicant's credit quality.

Customers electing payroll deductions, CAP account members, or customers electing automatic payments debited from a KCSB checking or savings account will qualify for a .25% rate reduction.

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Student

Federal Stafford Loans and Federal Consolidation Loans are available from KCSB.

RV Loan

Kalamazoo County State Bank provides loans for recreational vehicles including motor homes, campers, and travel trailers.

Rates and terms are determined based on the requested amount and term as well as the applicant's credit quality.

Down payments on purchase money loans will vary depending on the purpose, collateral, loan term and creditworthiness of the borrower.  The percentage of down payment will generally be calculated on the purchase price and not on the amount financed.

Customers electing payroll deductions, CAP account members, or customers electing automatic payments debited from a KCSB checking or savings account will qualify for a .25% rate reduction.

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At Kalamazoo County State Bank, your business is very important to us and we do our best to meet your changing banking needs. If at any time we can help you further, please contact us.

Thank You For Banking With Us